The Santa Cruz, CA housing market is a buyer's market, scoring 43 out of 100 on Pocket Agent Pro’s buyer-to-seller scale, with 222 homes for sale and 3.5 months of supply. Homes in Santa Cruz, CA sold for a median of $1,350,000, up 6.9% from the prior month, or $792 per square foot. The average sale price in Santa Cruz, CA was $1,376,000, close to the median. The typical home goes under contract in 47 days, sales close at 100.0% of asking price and 35.0% of homes sell above list. 32.0% of active Santa Cruz, CA listings have cut their price at least once, a rough gauge of seller flexibility. Figures cover the 30 days through 2026-10-09 and are based on 63 recorded sales and 222 active listings.
| Property | Bd/SqFt | Sold | Closed |
|---|---|---|---|
| 140 Palo Verde Ter, Santa Cruz | 2/990 | $630,000 | 2026-10-09 |
| 21147 E Cliff Dr, Santa Cruz | 2/1,306 | $945,000 | 2026-10-09 |
| 22130 E Cliff Dr Apt 2D, Santa Cruz | 2/1,226 | $1,550,000 | 2026-10-09 |
| 163 Harbor Oaks Cir, Santa Cruz | 3/1,218 | $800,000 | 2026-10-09 |
| 21155 E Cliff Dr, Santa Cruz | 3/1,515 | $1,100,000 | 2026-10-09 |
| 323 Liberty St, Santa Cruz | 3/1,118 | $1,600,000 | 2026-10-08 |
| 137 Camino Del Sol, Santa Cruz | 5/3,798 | $2,470,000 | 2026-10-08 |
| 2201 40th Ave, Santa Cruz | 3/1,473 | $1,238,000 | 2026-10-08 |
Santa Cruz, CA is currently a buyer's market, at 43 out of 100 on our buyer-to-seller scale, which blends months of supply, sale-to-list price, days on market and the share of listings with price cuts. There are 3.5 months of supply — under about 3 months typically favors sellers, over about 6 favors buyers.
The median home in Santa Cruz, CA sold for $1,350,000 over the last 30 days. That is up 6.9% from the month before.
The average sale price in Santa Cruz, CA was $1,376,000, close to the median. The median ($1,350,000) is the middle sale, so it better reflects a typical home; the average is the total of all prices divided by the number of sales.
Homes in Santa Cruz, CA take a median of 47 days on market to go under contract. Half sell faster than that and half take longer, so a listing sitting well past 47 days is worth a second look on price.
Homes in Santa Cruz, CA close at a median of 100.0% of their asking price, and 35.0% sell above list. That ratio is the quickest read on how much room there is to negotiate.
There are 222 homes actively for sale in Santa Cruz, CA, about 3.5 months of supply at the current sales pace.